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Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

History

 

Approved Funding is a multi-state Direct Mortgage Lender. With two decades of perseverance, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.

Strategy

 

As a privately held mortgage bank we have the same lending authority and ability as any comparable commercial bank. What sets us apart is that we use our power as banker combined with the mindset of a local broker which uses any and all means to find the proper loan program and get the job done. Unlike public lenders and commercial banks we do not need board approval nor do we need to worry about our portfolio or positioning which allows us to close on any loan which we feel makes sense.

MissionWe believe mortgage lending is not a commodity business. Our vision is to assemble the best mortgage banking organization by focusing first and foremost on customer and associate satisfaction.  Our growth can be attributed to a business strategy of measured growth, but we truly believe it’s because of something more: Our Values. We believe in three core principles of doing business: Service, Integrity, and Passion.  This was accomplished through strategic alignments and a talented senior management team, who are committed to complete customer and partner satisfaction.

ServicesWith almost three decades of satisfactory lending, we have been able to create and negotiate special variances to enhance our lending ability. From alternative documentation types, to extended rate-lock guarantees, to non-warrantable condos – we have the ability to work with any situation and create a custom solution suitable for the overall scope of the project.

As mortgage bankers, we are the direct lender for all our loans. What this means is that we are in control of the processing, underwriting, closing and funding of each and every loan. Because we are the decision makers on each commitment, we can assist in obtaining streamlined exceptions and making common sense decisions on non-traditional and “out of the box” scenarios.

Visit the NMLS website http://www.nmlsconsumeraccess.org

Website authorization by the New York State Department of Financial Services is pending. Until this website is authorized, no mortgage loan applications for properties located in New York will be accepted through this site.

Texas Mortgage Banker Registration # 2600:
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE TEXAS MORTGAGE BANKER ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:
COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 North Lamar, Suite 201, Austin, Texas 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT (877) 276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV Texas Regulated Lender License.

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