Shmuel Shayowitz (NMLS#19871) is President and Chief Lending Officer at Approved Funding, a privately held local mortgage banker and direct lender. Shmuel has over two decades of industry experience, including licenses and certifications as a certified mortgage underwriter, residential review appraiser, licensed real estate agent, and direct FHA specialized underwriter. Shmuel provides a uniquely holistic approach to comprehensive real estate and financial matters that goes well beyond any single transaction. Shmuel is an award-winning financier recognized for maximizing the short-term and long-term objectives of his client. As a contributing writer to many local and regional newspapers and publications, his insights have been featured in the media for many topics, including mortgages, personal finance, appraisals, and real estate trends.
(Courtesy of Approved Funding) Approved Funding is proud to welcome Elena Rabinovitch to its corporate office in Bergen County. Rabinovitch joins as a Mortgage Banker working directly with clients to help get exceptional financing whether buying a new home or refinancing their existing premises.
“Elena is a natural fit and poised to see tremendous success here. She focuses on exceeding expectations and building lasting relationships with all those she interacts with,” said Shmuel Shayowitz, president of Approved Funding. She offers a genuine sense of honesty and integrity with a strong work ethic that is rare in this business.”
Rabinovitch began her mortgage banking career after moving to America from Israel where she lived since the age of eight. In Israel, she graduated with honors from The Hebrew University of Jerusalem, prior to relocating to America a few years ago. “I have always been passionate about business, marketing and real estate,” says Rabinovitch, so the transition into mortgage lending was an easy and practical decision. “What I enjoy the most about being a loan originator is the satisfaction that comes from helping people.”
Rabinovitch has a keen understanding of the real estate market and economic conditions, so she is able to seamlessly help her clients get the best loan, with the best possible terms. Rabinovitch has quickly earned the reputation as someone who patiently attends to her clients’ goals and is skillfully able to navigate and manage the mortgage process from the start until closing. Rabinovitch is enthusiastic to combine her skills with the offerings available at Approved Funding to bring even more value to her clients and referral sources.
Another unique strength of Rabinovitch is her fluency in Russian, Hebrew and English which is able to ease the nerves of clients with similar backgrounds, who are already unfamiliar with the complicated technical terms of a home-buying transaction or a loan process. This is even more overwhelming for those who do not have a fluency in English. Rabinovitch is skillfully able to advise and guide her clients into making the best possible decisions every step of the way without pressure and compulsion. Her interests first and foremost are always the needs of her clients, which is visible to all.
Since joining Approved Funding a short time ago, Rabinovitch has already been able to deploy the broad loan product menu and unique marketing platform to help her clients, referral sources and business partners see success. Adds Rabinovitch, “My team and I will take care of everything, striving to make sure the process is as stress-free as possible. Count on us for the best rates, most competitive loans and superior service.” Adds Shayowitz, “We are thrilled to have Elena join the Approved Funding family, where we know she will continue to excel in tandem with our team.”
Elena Rabinovitch, NMLS#1412373, can be reached at (201) 833-0123 and via email at [email protected].
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