Some of our many available mortgage programs…
Adjustable Rate Mortgages
- Initial Rate Fixed for Up to 10 years, or as low as 1 year
- Lower rate than Fixed Rate Program allows higher price and loan qualification
- Future rate changes limited by fixed and predetermined interest rate caps
- Extended Loan Terms
FHA Mortgage Loans
- Lower down payment requirements
- Easier qualifications for certain parameters
- Fixed or Adjustable Rate Terms available
Fannie Mae and Freddie Mac Mortgage programs
- Conventional loans backed by Fannie Mae, Freddie Mac and FHFA
- Fannie Mae specialty programs available like HARP and Open Access
Fixed Rate Mortgages
- The interest rate is fixed for the life of the loan
- The principal and interest payment never changes
- The shorter the loan term the faster equity is built up in the property
- Prepaying loan principal will shorten the loan term
No Closing-Cost Refinance Program
- Avoid having to pay mortgage costs
- Quicker loan process and approval
- Fixed or Adjustable Rate Terms available
Jumbo Mortgage Program
- Choice of either a Fixed or Adjustable Rate Mortgage Loan
- Loans up to $10,000,000 at very competitive terms
Mini-Jumbo Mortgage Program
- Avoid paying “jumbo rates” with our mini-jumbo program
Agency Jumbo and High Balance Conforming Loan Program
- Avoid paying “jumbo rates” with our extended conforming program
No “PMI” Mortgage Loan Program
- Eliminates Mortgage Insurance with as little as a 5% Down Payment
- Available on single family properties, 2-4 units and condominiums
- Choice of either a Fixed or Adjustable Rate Mortgage Loan
First Time Homebuyer Program
- Discounted Closing Costs
- As little as a 3.5-5% Down Payment requirements
- Certain terms and restrictions required
Home Equity Lines of Credit & Second Mortgage Loans
- Available for loans up to $500,000
- Minimum equity requirements apply
- Fixed Rate Conversions options
Specialty Mortgage Loans
