Some of our many available mortgage programs…

Adjustable Rate Mortgagesiwant4

  • Initial Rate Fixed for Up to 10 years, or as low as 1 year
  • Lower rate than Fixed Rate Program allows higher price and loan qualification
  • Future rate changes limited by fixed and predetermined interest rate caps
  • Extended Loan Terms

FHA Mortgage Loans

  • Lower down payment requirements
  • Easier qualifications for certain parameters
  • Fixed or Adjustable Rate Terms available

Fannie Mae and Freddie Mac Mortgage programs

  • Conventional loans backed by Fannie Mae, Freddie Mac and FHFA
  • Fannie Mae specialty programs available like HARP and Open Access

Fixed Rate Mortgagesiwant3

  • The interest rate is fixed for the life of the loan
  • The principal and interest payment never changes
  • The shorter the loan term the faster equity is built up in the property
  • Prepaying loan principal will shorten the loan term

No Closing-Cost Refinance Program

  • Avoid having to pay mortgage costs
  • Quicker loan process and approval
  • Fixed or Adjustable Rate Terms available

Jumbo Mortgage Program

  • Choice of either a Fixed or Adjustable Rate Mortgage Loan
  • Loans up to $10,000,000 at very competitive terms

Mini-Jumbo Mortgage Programiwant5

  • Avoid paying “jumbo rates” with our mini-jumbo program

Agency Jumbo and High Balance Conforming Loan Program

  • Avoid paying “jumbo rates” with our extended conforming program

No “PMI” Mortgage Loan Program

  • Eliminates Mortgage Insurance with as little as a 5% Down Payment
  • Available on single family properties, 2-4 units and condominiums
  • Choice of either a Fixed or Adjustable Rate Mortgage Loan

First Time Homebuyer Program

  • Discounted Closing Costs
  • As little as a 3.5-5% Down Payment requirements
  • Certain terms and restrictions required

Home Equity Lines of Credit & Second Mortgage LoansIwant6

  • Available for loans up to $500,000
  • Minimum equity requirements apply
  • Fixed Rate Conversions options

Specialty Mortgage Loans

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